Insurance & Protection

The insurance market is one of the most competitive (and confusing) marketplaces in the financial world. Making sure you have the right insurance can give you the peace of mind you need when taking out a major financial commitment such as a mortgage. Choosing your insurance brokers carefully is a vital aspect of your financial planning, but what kind of insurance do you need?

• Life and Critical Illness insurance: Life insurance gives your loved ones a lump sum should the worst happen. Making sure your family is provided for gives you peace of mind and the reassurance that financial worries will not be a burden. Critical illness policies pay out a lump sum if you are diagnosed with a critical illness, allowing you to concentrate on your recovery rather than your bank account.
• Accident, sickness and unemployment insurance: The unexpected can always happen. Accidents, sickness or loosing your job may mean that you have difficulty meeting your financial commitments such as mortgage repayments. This type of policy can help you meet those commitments until you get back on your feet.
• Buildings and contents insurance: Protecting your home and contents from unforeseen events such as burglary or flood damage means that you can get back to normal as quickly as possible without financial worries.
• Landlords insurance: If you rent properties, you're not always going to get the perfect tenant. Landlord insurance is a policy to cover a property owner from financial losses connected with the property they let out. It can cover everything from malicious damage to fire or flood damage.
• Commercial insurance: Covers your business against unexpected occurrences and can make getting back to work quickly easier and less financially challenging.
• Mortgage payment protection insurance: If you find yourself in financial difficulty due to illness or through losing your job, mortgage payment protection insurance will make sure that your mortgage payments are met until you get back to normal.

3 Mortgage Brokers understand how confusing but how essential having the right insurance is, so if you want to make sure you're covered for every eventuality, contact us now for further details on the right insurance cover for you.