Minimise the Fuss when Moving House

Moving house is a long, difficult slog. It involves mess and fuss at every level, and the whole process is, more often than not, persistently dogged by stress, second guessing and anxiety about the size of carpets, lounge suites and other appliances and items of furniture being transferred from the old location to new. In order to minimise removal and

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Moving into a New Property?

Whether you're a property seller or a buyer, there is a set of processes to be followed before a property transaction can take place. The procedure to buy or sell property is different in different places, and it is important to understand the regulations wherever you intend to buy or sell. A property needs to be valued before it can

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Finding a Place in the Iconic City

London is one of the most vibrant and diverse metropolises in the world and as such it attracts tens of thousands of new residents every year. People from all over the globe flock to live, play and, of course, to work in the English capital's iconic boroughs and what, new Londoners will invariably find, are diverse enough to satisfy the

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Is Sir Mervyn Right About Help to Buy?

It's making the news rounds in the world of finance, so we wanted to cover it right here for you. Sir Mervyn King has come out against the wildly popular help to buy mortgage scheme. If you're out of the loop, this is basically a program that gets UK would-be homeowners into homes much faster than without the scheme. King

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Is Mortgage Life Insurance Still Worth It

Are you thinking about mortgage life insurance right now? Chances are good that you've seen some advertisements for it, and you're curious as to how it could possibly improve your life. The truth is that you will need to think carefully about this type of policy because it has its advantages and disadvantages. The proper term is actually "mortgage decreasing

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Variable Rate Mortgages

What are variable rate mortgages? Variable rate mortgages are either based on the lender’s standard variable rate (SVR) which is an interest rate set by the lender but dependent upon the Bank of England’s base rate or they can be directly linked to the base rate, in which case they are called tracker mortgages. As a rule of thumb, a

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Fixed Rate Mortgages

What are fixed rate mortgages? Opting for a fixed rate mortgage will mean that your mortgage payments are set for a fixed period of time and will not change regardless of what happens to the Bank of England base rate. In other words, you will be charged the same interest rate every month for the term of the agreement, which

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Mis-sold PPI: Ideal vs reality and reclaiming your money

The general concept of Payment Protection Insurance is designed as a safety net for credit consumers in the country. It was intended as some sort of security that will cover a portion of the outstanding balance in the event that a policy holder gets sick, meets an accident, or is made redundant at work. It sounds fancy, doesn’t it? Unfortunately,

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