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Repayment
By opting for a repayment mortgage you are guaranteeing that as long as you keep up your payments your mortgage will be repaid at the end of its term.
Each monthly payment contains both an element of interest and capital. The term will directly effect your monthly payments as the longer the term to repay the small the 'bites' are that reduce your mortgage.
When choosing how many years to repay your mortgage it is wise to consider when you plan to retire and if your retirement income will be sufficient to make your monthly payments.
Please Note:
Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured against it
Our advice is free of charge. We will be paid a commission by the lender if we go on to arrange a mortgage for you. Alternatively, you have the option to pay us a fee if you prefer.
Delnet Finance Ltd is an appointed representative of Intrinsic Mortgage Planning Limited, which is authorised and regulated by the Financial Services Authority.
Intrinsic Mortgage Planning Limited is entered on the FSA register (http://www.fsa.gov.uk/register/) under reference [440703/440718].
