Secured loans - a popular alternative to remortgaging or raising money fast?

Been refused a re-mortgage deal? Need to raise money? Want to buy a new car, spend money on important home improvements or even take a dream holiday? Perhaps you have an outstanding debt that needs paying quickly or other unexpected expenses that need addressing quickly. Thousands of people every day feel that their options to raise extra finance are limited or non-existent. One solution could be a secured loan, with many people completely unaware that they are eligible for one too.

If you're finding it difficult to raise the cash you need, maybe there's something in your past, a CCJ or a bad credit rating that's getting in your way, or indeed if you are simply researching cost effective and flexible ways of accessing funds, then now might be a good time to consider the many potential benefits of secured loans.

Do you own or even part own your property? Yes? Then here's some good news. You can quickly and easily unlock the value in your property and release it in the form of a flexible and cost effective secured loan. Secured loans mean quick cash, choice, flexibility, cost savings and peace of mind.

How much do you need? You can borrow any amount from £5,000 to £75,000 and choose repay it at your convenience over any period from 5 to 25 years. You simply select a monthly payment to suit you. Even better, secured loans are often cheaper than unsecured loans and other forms of borrowing.

Risks are mitigated through the ability to take out loan insurance that will protect you in the event of unemployment or illness. Fixed interest rates mean that you can accurately budget repayments whilst early repayments sometimes called 'balloon repayments' can quickly reduce the loan period taking chunks out of the loan amount whenever you find yourself with extra cash. Repay your loan early and you may even be entitled to interest rebates.

Need a little extra time to organise and plan your repayments? No problem, you can even take advantage of an initial repayment holiday that will defer payments for up to 5 months. Interested? Then consider the advantages of secured loans - they might be just the thing you are looking for.

THINK CAREFULLY BEFORE SECURING A LOAN OR OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU FAIL TO KEEP UP REPAYMENTS ON A LOAN OR ANY OTHER DEBT SECURED AGAINST IT.