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Self Certified
Many self-employed people are earning big money. But, if they want to buy a home, they are likely to come across a big stumbling block - standard mortgage lenders tend to be extremely suspicious of anyone who cannot prove their earnings via pay slips.
A self-certification mortgage is a mortgage offered on the basis of you stating what your likely income will be, rather than providing documentary evidence. Self certification is no longer offered by lenders. In most cases we can overcome this problem by providing advice and guidance on the various ways of satisfying the lenders' requirements.
Please Note:
Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured against it
Our advice is free of charge. We will be paid a commission by the lender if we go on to arrange a mortgage for you. Alternatively, you have the option to pay us a fee if you prefer.
Delnet Finance Ltd is an appointed representative of Intrinsic Mortgage Planning Limited, which is authorised and regulated by the Financial Services Authority.
Intrinsic Mortgage Planning Limited is entered on the FSA register (http://www.fsa.gov.uk/register/) under reference [440703/440718].
